Refresh, Refresh, Refresh....

Along the lines of "a watched pot never boils", constantly hitting refresh on your email inbox does not make email arrive any faster... So the story is, supposedly the appraiser was down the street on Monday at the house we are buying... so says our nosey neighbor anyway who somehow seems to know all the comings and goings on our street... anyway, the appraisal is VERY IMPORTANT because if the appraised value comes back too low (which has been happening a lot lately), our dreams of moving could be dead in the water. Because if that were to happen we would have to renegotiate with the seller for the lower amount, which might not work out depending on how much lower it actually was. Today we happen to know that a closing is taking place (or may have already taken place) of a home that is the same floor plan as the one we're buying, and it is selling for much less than we have offered to buy "our" house for. This is bad because if our appraisal isn't finished yet this house would get used as a comp to decide our appraisal value. (incidentally the house was in a bad location, backing up to a main road, and had some other issues which make the one we're buying much better but I don't know how much of that the appraiser would consider).

Anyway to make a long story short Joel and I have been bugging our mortgage broker for a couple days now for the appraisal (because we want it finished before this other house hits the books), and she JUST SENT me the report.... except for, she didn't, because she attached the wrong one. Even though I emailed her back immediately to point out the mistake, she has not replied. Refresh, refresh, refresh....